Financial Advisor (Finance)
Job Description Summary
Job Description
Essential Duties and Responsibilities
- Meets with members; assesses their needs and financial situations; gathers information regarding investments, asset allocation, savings, tax planning, retirement planning and estate planning; explains features of investment products offered; develops financial strategies, guides the member in establishing financial goals and matches goals to appropriate financial plans.
- Monitors members' financial situation by tracking changes in wealth and life circumstances; analyzing financial plan results; identifying and evaluating new financial strategies; recommending changes in goals and plans.
- Updates job knowledge by tracking financial markets, general economic conditions, and new financial products; participating in educational opportunities; reading professional and technical publications; maintaining personal networks; participating in professional organizations.
- Plans, assigns, schedules, evaluates and supervises the day-to-day work of staff; develops and implements work plans to achieve goals and objectives; utilizes resources effectively participates in evaluating work processes and procedures to identify opportunities for improvements; prepares and maintains a variety of records and reports.
- Serves as a primary resource for Sales Assistants by mentoring, providing ongoing training and guidance, and ensuring all changes in policies and procedures are communicated and understood.
- Provides input to management about employee performance to aid in the completion of performance evaluations and disciplinary actions; establishes performance requirements, coaches and counsels; assists staff with developing personal goals; recommends and implements rewards to recognize performance.
- Promotes the Credit Union by participating in community involvement and special events.
Company Wide Expectations
- Maintains a professional image and demeanor at all times, consistently demonstrating Credit Union RISE Values and adhering to the Code of Ethics.
- Delivers friendly, caring service to internal and external members.
- Complies with all applicable State, Federal and NCUA rules and regulations and all Credit Union policies and procedures.
- Follow all physical and online security procedures and maintain strict confidentiality of all member information.
- Completes all required regulatory and compliance training and maintains required knowledge of Credit Union products and services.
- Works scheduled hours and maintains punctuality.
- Performs other related duties as assigned or requested.
EDUCATION/EXPERIENCE
Minimum Qualifications
To perform this job satisfactorily, an employee must be able to carry out each essential duty competently. The requirements listed below are representative of the education, experience, skills and abilities required. An equivalent combination of education and experience may be considered.
Education Requirements
Required - 4 Year / Bachelors Degree - Relevant discipline
Required - Life & Health Insurance, Series 51 Limited Municipal Principal and Property and Casualty License
Required - Series 7 General Securities, Series 63 and 65 or Series 7 General Securities and Series 66 Investment Advisor Representative
Experience Requirement
Required - 3 Years - Progressively responsible brokerage experience.
SKILLS/ABILITIES
- Ensure all internal and external customer service practices and processes are carried out and meet quality service standards and achieve member satisfaction.
- Learn and apply information, on a wide range of Credit Union products, services and regulatory compliance requirements, in order to assess member situations and develop solutions.
- Plan, organize and direct the day-to-day activities of the division.
- Provide guidance in the resolution of complex problems utilizing advanced knowledge and experience within areas of responsibility.
- Lead and model RISE values and Code of Ethics through daily interactions and conduct.
- Promote and foster excellent member service and teamwork throughout division.
- Communicate in a professional manner and deliver information clearly and effectively to staff. Actively listen to questions, opinions and ideas of others. Use tact and diplomacy in sensitive and confidential situations.
- Use correct English including spelling, grammar and punctuation.
- Operate computers and use business software and other standard office equipment.
- Understand and follow written and oral instructions.
- Set priorities and manage one's own time effectively.
PHYSICAL DEMANDS
Physical Demands Disclaimer
The physical demands described here are representative of those that must be met by employees to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Physical Requirements
- Intermittent standing, sitting, walking, bending and climbing.
- Using hands repetitively to handle, feel or operate computers and other standard office equipment.
- Reaching with hands and arms.
- Intermittent lifting and carrying up to 25 pounds.
WORK ENVIRONMENT
Work Environment Disclaimer
An employee in this job will experience the following main work environments, others not listed may also be encountered on occasion;
Work Environment
Located within a branch environment serving multiple locations.
Redstone Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status or status as an individual with disability. All qualified applicants will not be discriminated against on the basis of disability.
We are proud to be a Drug-Free and Tobacco Free Workplace.
